CareCredit (Synchrony)

If you were surprised by retroactive interest charges on a store credit card, you may be owed money.

See If You Qualify

If You Clear It In Time* vs. If You're One Payment Short*

If You Clear It In Time*
Dental, medical, or veterinary bill financed · "No interest if paid in full" promotion
$3800.00
If You're One Payment Short*
Interest is charged retroactively, back to day one, on the full original amount — not on what's left
$4600.00
Amount financed$3800.00
Retroactive interest, charged back to day one on the full $3,800+$800.00
What you'd owe instead$4600.00

Figures shown are illustrative examples, not records of an actual transaction; your amounts may differ.

How It Works

No upfront cost, no complicated paperwork, no courtroom visits.

1

Submit your info

Tell us what happened. It takes about 60 seconds — no documents needed to get started.

~60 seconds
2

We build your case

Our legal team reviews your claim and handles all the paperwork and filings on your behalf.

Free — no cost to you
3

You get compensated

If your claim succeeds, you receive your share of the recovery. We only get paid when you do.

Contingency: we win together

See if you qualify — it takes 60 seconds

If you were affected by CareCredit (Synchrony), you may be eligible for compensation. Fill out this sign-up form to get started for FREE.

Step 1 of 5

Did you open a store credit card (such as CareCredit, Amazon Store Card, PayPal Credit, or another Synchrony-issued card) with a promotional 0% interest offer?

People just like you are fighting back

They were supportive throughout the entire process and successfully assisted me with my FCRA case. I highly recommend this office to everyone.
A
Anil

Frequently Asked Questions

Do I have to pay for this?+
You don't pay anything unless we recover compensation on your behalf. Our legal team works on contingency, which means we only get paid if you do.
What is deferred interest?+
Deferred interest means interest accrues from day one on your purchase, but the company waives it IF you pay the entire balance before the promotional period ends. If you miss even one payment or have any balance remaining, they charge you ALL the accrued interest retroactively — often hundreds or thousands of dollars.
Do I need to still have the card?+
No. Both current and former cardholders who were charged deferred interest may qualify.
What is Maginnis Howard?+
Maginnis Howard is a consumer protection and personal injury law firm serving clients nationwide. You may find more details about us at www.carolinalaw.com.

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