Cleo AI users: hidden fees and finance charges on cash advances?
If a cash advance app charged you express fees, tips, or membership fees, you may be owed money — plus statutory damages.
See If You QualifyThe Advance, As Advertised* vs. What the Advance Actually Cost*
The Advance, As Advertised*
$100 Cleo advance · repaid on your next payday, about 2 weeks
$100.00
What the Advance Actually Cost*
Express-transfer fees, "tips," and required memberships are the cost of the credit — they just aren't called interest
$115.48
Amount advanced$100.00
Monthly subscription fee+$5.99
Express instant-transfer fee+$4.49
Pre-filled "tip"+$5.00
Total you repaid$115.48
Figures shown are illustrative examples, not records of an actual transaction; your amounts may differ.
How It Works
No upfront cost, no complicated paperwork, no courtroom visits.
1
Submit your info
Tell us what happened. It takes about 60 seconds — no documents needed to get started.
~60 seconds2
We build your case
Our legal team reviews your claim and handles all the paperwork and filings on your behalf.
Free — no cost to you3
You get compensated
If your claim succeeds, you receive your share of the recovery. We only get paid when you do.
Contingency: we win togetherSee if you qualify — it takes 60 seconds
If you were affected by Cleo AI, Inc., you may be eligible for compensation. Fill out this sign-up form to get started for FREE.
Step 1 of 7
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People just like you are fighting back
The entire process with Maginnis Howard was effortless. All our communication was by email and only a few phone calls. Any calls or emails were answered very promptly. I would like to thank Ian and Maginnis Howard. I will highly recommend any dispute that includes an Arbitration Agreement, there could no be a better Firm to represent you!
DB
Daniel B.
Ian is an excellent communicator who knows how to work with these companies to obtain a resolution and get you the best settlement offer possible. I highly recommend Ian and the Maginnis Howard law firm for anyone navigating the arbitration process.
CH
Cheille H.
I'm very grateful for his representation and the result we achieved. If you're facing arbitration and feel overwhelmed or unsure of your rights, I highly recommend Ian Vance and Maginnis Howard. They know how to handle these cases and fight for their clients.
RZ
Ryan Z.
Frequently Asked Questions
Do I have to pay for this?+
You don't pay anything unless we recover compensation on your behalf. Our legal team works on contingency, which means we only get paid if you do.
I thought the advance was free. Do I still have a claim?+
Likely yes. The whole point of these claims is that the advances were marketed as 'free' or 'interest-free' while express fees, tips, and membership charges added up to a very high effective interest rate that was never disclosed as such.
What if I tipped voluntarily?+
Regulators have found that these 'tips' are presented in ways designed to make consumers feel they are expected or required. If the tip functioned as the cost of borrowing, it counts toward your claim.
Do I need to still use the app?+
No. Both current and former users who were charged these fees within the last four years may qualify.
What is Maginnis Howard?+
Maginnis Howard is a consumer protection and personal injury law firm serving clients nationwide. You may find more details about us at www.carolinalaw.com.
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