Lendumo (Niswi, LLC / Lac du Flambeau)

Lendumo says tribal law governs your loan, not the law of the state you live in. Courts have repeatedly refused to take that at face value.

See If You Qualify

What You Borrowed* vs. What the Loan Actually Costs*

What You Borrowed*
$1,300 installment loan · Over 450% APR alleged — most state ceilings are 36% or lower
$1300.00
What the Loan Actually Costs*
A loan above your state's rate ceiling may be uncollectible — and you may be able to recover up to three times what you already paid
$5954.40
Amount borrowed$1300.00
Interest and finance charges over the life of the loan+$4654.40
Total you repay$5954.40

Figures shown are illustrative examples, not records of an actual transaction; your amounts may differ.

How It Works

1

Submit your info

Name, email, and a quick description of your loan. No documents required to start.

~60 seconds
2

We build your case

Our legal team reviews your loan, confirms the lender and rate, and pursues the claim on your behalf.

Free — no cost to you
3

You get compensated

If the claim succeeds, you receive your share of the recovery. We only get paid when you do.

Contingency: we win together

Check If Your Lendumo Loan Was Illegal

If you took out an online loan with an APR over 36% from this lender or another tribal-lending brand, the loan may be void under your state's usury laws — and you may be owed up to three times what you paid. Fill out this form to get started for FREE.

Step 1 of 7

Are you a U.S. resident?

People just like you are fighting back

The entire process with Maginnis Howard was effortless. All our communication was by email and only a few phone calls. Any calls or emails were answered very promptly. I would like to thank Ian and Maginnis Howard. I will highly recommend any dispute that includes an Arbitration Agreement, there could no be a better Firm to represent you!
DB
Daniel B.
Ian is an excellent communicator who knows how to work with these companies to obtain a resolution and get you the best settlement offer possible. I highly recommend Ian and the Maginnis Howard law firm for anyone navigating the arbitration process.
CH
Cheille H.
I'm very grateful for his representation and the result we achieved. If you're facing arbitration and feel overwhelmed or unsure of your rights, I highly recommend Ian Vance and Maginnis Howard. They know how to handle these cases and fight for their clients.
RZ
Ryan Z.

Frequently Asked Questions

Do I have to pay for this?+
You don't pay anything unless we recover compensation on your behalf. Our legal team works on contingency — we only get paid if you do.
What if the lender claims it's a tribal loan I can't sue over?+
That's exactly the defense these lenders use, and courts have repeatedly rejected it. The non-tribal companies funding and running these loans are not protected by tribal immunity.
Do I still owe the loan?+
If your loan was made above your state's legal interest rate by an unlicensed lender, the loan may be void — meaning you may owe nothing further. We'll evaluate your specific loan.
Do I need my loan documents?+
They help, but you can sign up without them. We'll work with you to gather loan agreements, statements, and payment records.
What is Maginnis Howard?+
Maginnis Howard is a consumer protection and personal injury law firm serving clients nationwide. Learn more at www.carolinalaw.com.
What if I have other questions?+
Contact us at unlawfulcharges@carolinalaw.com.

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